Depositors with the failed Manx bank Kapthing Singer and Friedlander have given evidence before the Tynwald Select Committee investigating its collapse.
Dr Angela Downs of the Depositors' Action Group was first to testify before the committee, chaired by Juan Watterson MHK.
However, the session was dominated by the powerful performance of Stephen Thomas of the Partially Protected Depositors Group.
Mr Thomas told the hearing, as a professional manager of international companies, he was shocked by the quality of leadership shown by directors and regulators.
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