Kestrel Insurance is pleased to announce a new product has been added to its exclusive life department.
Manxman Mortgages will offer all Island residents complimentary and easy access to independent mortgage advice and because Kestrel has a branch in almost every corner of the island, Douglas, Ramsey, Onchan and Peel, its life team are able to move around the Island to give free, no obligation advice where it’s most convenient for its clients – ‘You move, we move’.
Designed to save you money and offer a stress-free approach to buying a property, whether you’re investing in a property, re-mortgaging your current home or are looking to buy for the first time, Kestrel Life is able to cut across the market to find the best mortgage to suit your needs. Taking you step-by-step through mortgage calculations, what you can realistically afford each month and the added benefits of life cover, including how important mortgage protection is to your future, by choosing Kestrel you’ll be able to house your mortgage and your insurance under one roof, with staff that you’ll come to know and trust very quickly.
Kestrel Life, primarily based in Onchan is a dedicated team of two, Paul Hutchinson and Stuart Blackmore, who together will draw upon over 50 years of experience within the financial and insurance industries to offer this independent advice.
With over 20 years in the financial industry, including half of those training financial advisors within many local banks, Stuart emphasises how important it is to find independent and trustworthy advice about mortgages and life insurance when you’re looking to buy a property, ‘So many companies will try and pigeon hole you into mortgages and policies without fully explaining them to you. But with Kestrel, they make it easier for you to have all the policies sorted out in one go. Seeking independent advice at Kestrel will not only allow everything to be explained in a way you understand, but could also save you money.”
Paul, who has over 30 years of industry experience says, ‘Many buyers don’t think about the illnesses they could be burdened with in the future or the potential circumstances which may affect their ability to pay their mortgage. Another common mistake is made when renovating, extending, or buying a new home and the life cover is not reviewed in order to take into consideration the increased value of the home.
‘Thinking about all of these aspects is vital to ensure your life cover fully protects you against the worst possible outcome should you be in a position where you’re unable to cover the monthly repayments with a smaller wage, or no income at all. This is why by adding mortgage advice to our long line of services, we are able to protect Island residents even more than ever.’
To arrange a free, no obligation appointment please call Stuart or Paul on (01624) 671001, or email life@kestrel-insurance.com.
