The growth of phone and internet banking has again been cited as the reason for branches of Isle of Man Bank being closed.
It's a reaction to changes in customer behaviour, according to the bank's managing director, Bill Shimmins.
It's been announced the ones in Ballasalla and Onchan and on Prospect Terrace in Douglas will shut at the end of February next year.
Mr Shimmins says there will be another option for those who still bank in more traditional ways:
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